Tax and wrappers
How UK tax applies to what you hold, and how ISAs and pensions change it.
Explainers
- Flat fee vs percentage platform fees: where they cross Where a flat platform fee and a percentage one cost the same, and how dealing charges, caps, tiers and per-account fees move it.
- What your ISA, pension and investments are worth after tax ISAs, pensions, general accounts, property and gilts at 2026/27 rates, with a worked example.
How-tos
- Moving an ISA or SIPP without losing the tax wrapper Transfers, exit fees, what a pension can lose, and the cash ISA rule from April 2027.
Nothing in these guides is investment or tax advice. Tax rules are stated for the tax year each guide names, and may change.